Travel Insurance coverage is a coverage that brings you a carefree out of province vacation. You never think you need travel insurance until an unexpected event occurs.
Expenses outside of your province can be overwhelming, especially emergency medical expenses. Travel Insurance is purchased to protect you in these situations.
Emergency medical coverage covers a variety of expenses, from locating health-care professionals to assisting in obtaining a foreign-language service. Depending on the situation, it may also cover airlift travel or medical evacuation, bringing you back home.
Some additional benefits that Travel Insurance could cover are trip cancellation, trip delay or baggage lost.
Trip cancellation or trip delay reimburses a traveler for prepaid, non-refundable travel expense. Some common reasons include, illness, death of a family member, sudden business conflicts or weather-related issues.
Baggage lost coverage protects lost, stolen or damaged baggage during the trip. Most airlines, do reimburse travelers for baggage lost or destroyed if it was the cause of the airline’s error. However, there are limitations to the amount of reimbursement. Baggage lost coverage adds an additional layer of protection.